Updated: Apr 21
Being involved in a car wreck is one of the most traumatizing events you may experience. The after-effects includes a feeling of insecurity, and a lack of self-confidence in your driving. You also become more wary and sensitive to cars the seem to get a little too close for comfort. But again, that is what you must deal with later. But IMMEDIATELY following the accident, you have a dozen things that you must do. Read these 12 Steps now, so that when you are possibly met with this unexpected misfortune, you can bring order to chaos:
Render aid, if anyone is hurt.
Call 911 for ambulance (only if needed) and police (to make a police report).
This next one is new to me: I asked the other driver to exchange information, but they did not want to. So when the police officer arrived, I asked if we should have exchanged information. And the Officer said that exchanging information is no longer needed, if the Police Report is made. The Officer continued that giving the other driver your phone number and address can sometimes lead to unwanted communication. The Police Report captures all of the Insurance information, as well. However, if they police will not come (due to no injuries, or limited manpower), then you will need to exchange information. Name, address, phone #, Insurance Policy #. Try to take a picture of the Drivers License and Insurance Card.
Take pictures of the auto accident damages. It can be used to assess damages, confirm the limit to damages so that no pre-existing or future damages are added on in error.
Take pictures of the intersection where it occurred. I used these pictures to prove I could not be speeding in bumper-to-bumper rush hour traffic.
Take pictures of the other driver. I used this to let my insurance company know that the other driver was visibly pregnant, and who actually got out of the driver’s seat. It could also show the physical condition of the other driver/passengers.
Call the tow truck. In one accident, the firemen were able to help me gather my bumper and other items, and I was able to drive away. But, if you can’t drive away, you will need the tow truck. So, First, make sure you need a tow. Otherwise AAA or your Roadside Service will charge that call against your total calls for the year.
Call your insurance company.
Call a Car Wreck Lawyer. One time, I contacted the other drivers insurance company to provide me a rental car while my car was being repaired. They refused to assist me, so that is when I got a lawyer involved.
Go by a pain reliever, such as Motrin or Bayer or Tylenol. You may have soreness or whiplash tomorrow. Disclaimer: I am not a medical professional, so I cannot give you medical advice.
Call a family member or friend to follow you home, if you feel a little uneasy or fearful or shaky. Just in order to give you peace of mind.
And, in all places and at all times, give God thanks. Eph 5:20 Thank God that you, your passengers, the other driver and their passengers were not physically hurt!